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buy cloned credit cards online A popular method that thieves use is installing hidden scanners onto legitimate card-reading devices such as gas station pumps, automated teller machines (ATMs), or the point-of-sale (POS) machines common in most retail stores.1
What makes these attacks particularly insidious is that they do not require the cooperation of the personnel working at those stores. Instead, those orchestrating the attack can simply collect data on an ongoing basis from the hidden scanners, without the customers, employees, or business owners being aware of the source of the breach.
How to Protect Yourself Against Credit Card Cloning
You can defend against credit card cloning by taking the following precautions:
Inspect any card reader you use
Take a moment to inspect the card reader. If something looks suspicious, don’t use it. For example, some skimming devices can be bulky.1
Monitor your credit card account
Monitor your accounts for fraud. Check your balance and recent transactions online often, even daily.
Sign up for alerts ON buy cloned credit cards online
Sign up for alerts with your bank or card issuer. Your bank will then contact you by email or text message when certain activity occurs on your accounts, such as a withdrawal or charge exceeding an amount you specify.
Stick to bank ATMs
Only use ATMs that are associated with a bank. Avoid potential “skimming” locations such as gas stations and deli kiosks.
Use a chip reader FOR buy cloned credit cards online
Always use a chip reader rather than swiping your card. While cloning is still possible with a chip card, it is less likely to occur.
Opt for contactless payment
Chip cards are also known as EMV cards—short for Europay, MasterCard, and Visa. These three companies collaborated to produce a global protocol for credit card security that is widely used today.
What to Do When Your Credit Card Is Cloned
If you believe your card has been cloned, your credit card company or bank should be the first call you make. The more quickly you cancel the card, the less time thieves have to rack up charges.
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How Does Card Cloning Work?
Card cloning is a fairly elaborate criminal scheme. More specifically:
- An accomplice is recruited – someone with physical access to credit cards e.g. a cashier, restaurant server etc.
- They are given a skimmer – a compact machine used to capture card details. This can be a separate machine or an add-on to the card reader.
- The customer hands their card to the accomplice, as payment.
- The accomplice swipes the card through the skimmer, in addition to the POS machine used for normal payment.
- The accomplice hands back the card to the unsuspecting customer.
- The thief transfers the details captured by the skimmer to the magnetic strip a counterfeit card, which could be a stolen card itself.
- The counterfeit card can now be used in the way a legitimate card would, or for additional fraud such as gift carding and other carding.
There are, of course, variations on this. For example, some criminals will attach skimmers to ATMs, or to handheld card readers. As long as their users swipe or enter their card as usual and the criminal can return to pick up their device, the result is the same: Swiping a credit or debit card through the skimmer machine captures all the information held in its magnetic strip. How to buy clone cards
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Additionally, the thieves may shoulder-surf or use social engineering techniques to find out the card’s PIN, or even the owner’s billing address, so they can use the stolen card details in even more settings.
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